I retired at 35 by working regular jobs and ignoring what money...
Steve · Millionaire Habits@SteveOnSpeed
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Mar 31, 2024
~3 min read
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I retired at 35 by working regular jobs and ignoring what money gurus told me to do.
These 13 unpopular facts of life will make you a millionaire.
These 13 unpopular facts of life will make you a millionaire.
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1. Company loyalty will make you poor.
F*ck those 3% cost of living raises. Want to make *real* money? Start switching companies.
I switched employers every 3 to 4 years and got 20% raises each time.
If you like money, switch companies.
F*ck those 3% cost of living raises. Want to make *real* money? Start switching companies.
I switched employers every 3 to 4 years and got 20% raises each time.
If you like money, switch companies.
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2. Most millionaires are self-made.
Yes, we all "get help." But the vast majority don't inherit our wealth (it's proven).
Rich people earn it.
▫ They start a business
▫ They invest in real estate
▫ They invent a new product
They provide value.
Yes, we all "get help." But the vast majority don't inherit our wealth (it's proven).
Rich people earn it.
▫ They start a business
▫ They invest in real estate
▫ They invent a new product
They provide value.
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3. Getting rich is a habit.
Habits are the things we do without thinking about them.
Rich people's habits are different.
Rich people:
▫ Rarely complain
▫ Think long-term
▫ Have tangible goals
▫ Know that time is money
▫ Diet and exercise regularly
Habits are the things we do without thinking about them.
Rich people's habits are different.
Rich people:
▫ Rarely complain
▫ Think long-term
▫ Have tangible goals
▫ Know that time is money
▫ Diet and exercise regularly
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4. Your significant other will make or break you.
I am where I am today because of the person I married.
The right spouse will support you in your goals, not stand in your way. Took until I was 33 to find the right person.
I never chased women.
Glad I didn't settle.
I am where I am today because of the person I married.
The right spouse will support you in your goals, not stand in your way. Took until I was 33 to find the right person.
I never chased women.
Glad I didn't settle.
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5: VERY FEW rich people are addicted to the news.
The news is designed to make us upset. Angry. Fearful. None of these emotions help us to build wealth.
Rich people are too busy getting rich to worry about the day's manufactured drama.
The news is designed to make us upset. Angry. Fearful. None of these emotions help us to build wealth.
Rich people are too busy getting rich to worry about the day's manufactured drama.
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6. Making money is easy.
There are 22 million millionaires in the U.S.
Money is everywhere.
All you need to do is identify a skill that you have that people want to pay for.
*All of us* have marketable skills.
Rich people identify them, use them, and monetize them.
There are 22 million millionaires in the U.S.
Money is everywhere.
All you need to do is identify a skill that you have that people want to pay for.
*All of us* have marketable skills.
Rich people identify them, use them, and monetize them.
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7. You don't need to hustle 24/7.
Burnout doesn't help get you rich.
It makes you *less effective*.
Burnout means:
▫ Poor decisions
▫ More fatigue
▫ Less motivation
▫ Shitty sleep
Proper rest and sleep mean you can push harder during the day.
Burnout doesn't help get you rich.
It makes you *less effective*.
Burnout means:
▫ Poor decisions
▫ More fatigue
▫ Less motivation
▫ Shitty sleep
Proper rest and sleep mean you can push harder during the day.
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8. Growing up poor doesn't mean you're screwed.
It might be tougher for you.
But that also means your success will *mean more to you*.
There are enough "rags to riches" stories these days to prove that growing up poor won't kill your chances of getting rich.
It might be tougher for you.
But that also means your success will *mean more to you*.
There are enough "rags to riches" stories these days to prove that growing up poor won't kill your chances of getting rich.
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9. Money doesn't play favorites.
If you live in the 1st world, you have insane access to all kinds of money.
Money is everywhere.
▫ Side hustles
▫ Business loans
▫ Gov't handouts
People want to pay you.
You just need to let them.
If you live in the 1st world, you have insane access to all kinds of money.
Money is everywhere.
▫ Side hustles
▫ Business loans
▫ Gov't handouts
People want to pay you.
You just need to let them.
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10. Investing is not gambling.
With gambling, your odds suck.
Investments, however, have a clear and direct history of making a LOT of people filthy rich over time.
▫ Not your salary
▫ Not your savings
▫ Not your upbringing
Your investments.
With gambling, your odds suck.
Investments, however, have a clear and direct history of making a LOT of people filthy rich over time.
▫ Not your salary
▫ Not your savings
▫ Not your upbringing
Your investments.
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11. You have more opportunities today than anyone in history.
People have never had it easier.
▫ Scholarships
▫ Mentorships
▫ The Internet
▫ Cell phones
Excuses don't make people rich.
Take advantage of opportunities.
People have never had it easier.
▫ Scholarships
▫ Mentorships
▫ The Internet
▫ Cell phones
Excuses don't make people rich.
Take advantage of opportunities.
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12. A designer degree won't make you rich.
The best decision I ever made was going to college. The second best was choosing an inexpensive state school.
Facts:
▫ Go in-state
▫ Start at a community college
▫ Choose a highly marketable degree
You'll do fine.
The best decision I ever made was going to college. The second best was choosing an inexpensive state school.
Facts:
▫ Go in-state
▫ Start at a community college
▫ Choose a highly marketable degree
You'll do fine.
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13. Passions don't pay the bills.
Generally, your *strengths* pay the bills, not your passions.
▫ Passions are more creative
▫ Strengths are more marketable
Follow your strengths. Then, pursue your passions without worrying about earning a full-time income.
Generally, your *strengths* pay the bills, not your passions.
▫ Passions are more creative
▫ Strengths are more marketable
Follow your strengths. Then, pursue your passions without worrying about earning a full-time income.
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Steve · Millionaire Habits@SteveOnSpeed
I retired at 35 by working regular jobs and ignoring what money gurus told me to do.
These 13 unpopular facts of life will make you a millionaire.
These 13 unpopular facts of life will make you a millionaire.
16
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