I became a millionaire at 35. Not because I was smart or the...
Steve · Millionaire Habits@SteveOnSpeed
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Dec 13, 2025
~3 min read
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I became a millionaire at 35.
Not because I was smart or the hardest worker.
I became a millionaire because I broke society's rules.
Here are 9 of society's rules you need to break:
Not because I was smart or the hardest worker.
I became a millionaire because I broke society's rules.
Here are 9 of society's rules you need to break:
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1: Never be selfish.
Break it: Every airline already knows this. Your oxygen mask first, then your neighbor's.
Taking care of *yourself* first (health, money and self-care) puts you in a better position to help others.
I call this healthy selfishness.
Break it: Every airline already knows this. Your oxygen mask first, then your neighbor's.
Taking care of *yourself* first (health, money and self-care) puts you in a better position to help others.
I call this healthy selfishness.
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2: Follow your passion.
Break it: Your passion sucks at paying the bills.
Passions are more creative. Strengths are more analytical and useful.
Follow your strengths. Leave your passions for the weekend after earning a much bigger paycheck.
Break it: Your passion sucks at paying the bills.
Passions are more creative. Strengths are more analytical and useful.
Follow your strengths. Leave your passions for the weekend after earning a much bigger paycheck.
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3: Wait your turn.
Break it: Unless you're a 10-year-old kid, this doesn't work as an adult.
Getting rich isn't a single-file line. Instead, it's a crowd of people finding that "secret passage".
Fuck the line. Don't wait your turn.
Step up. Because it's *always* your turn.
Break it: Unless you're a 10-year-old kid, this doesn't work as an adult.
Getting rich isn't a single-file line. Instead, it's a crowd of people finding that "secret passage".
Fuck the line. Don't wait your turn.
Step up. Because it's *always* your turn.
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4: Control your time by saying "No".
Break it: Say yes to almost everything, then double down on what works. Say no to everything else.
Yes = growth.
No = missed opportunities.
Try 10 things. Say yes to the one or two that work best.
Break it: Say yes to almost everything, then double down on what works. Say no to everything else.
Yes = growth.
No = missed opportunities.
Try 10 things. Say yes to the one or two that work best.
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5: Never deviate from the plan.
Break it: Plans are meant to be broken.
If blindly followed, plans are a net negative. Life doesn't care about your plans. It doesn't give a shit what you want.
When you need to pivot, don't hesitate.
Do it.
Break it: Plans are meant to be broken.
If blindly followed, plans are a net negative. Life doesn't care about your plans. It doesn't give a shit what you want.
When you need to pivot, don't hesitate.
Do it.
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6: Hustle 24x7 to get rich.
Break it: Hustle during the day, relax in the evening. Burnout won't help us achieve goals.
Netflix is okay. Sports are okay. Sitcoms are fine.
Use them to unwind. But, don't let them overtake your life.
Break it: Hustle during the day, relax in the evening. Burnout won't help us achieve goals.
Netflix is okay. Sports are okay. Sitcoms are fine.
Use them to unwind. But, don't let them overtake your life.
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7: Strike *only* when the time is right.
Break it: Just strike. We're not fighting a war, here. Waiting for the right time means we'll be waiting forever.
Want to
- start a business?
- take a trip to Europe?
- begin a fitness program?
Lookie there, the right time is NOW.
Break it: Just strike. We're not fighting a war, here. Waiting for the right time means we'll be waiting forever.
Want to
- start a business?
- take a trip to Europe?
- begin a fitness program?
Lookie there, the right time is NOW.
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8: Don't rock the boat.
Break it: I spent a career rocking the boat. It got me opportunities I never would have gotten.
Be professional. Rocking the boat isn't about being an ass. It's about being a trendsetter. Changing course.
If something sucks, SAY SO.
Break it: I spent a career rocking the boat. It got me opportunities I never would have gotten.
Be professional. Rocking the boat isn't about being an ass. It's about being a trendsetter. Changing course.
If something sucks, SAY SO.
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9: Never get in over your head.
Break it: One Friday, I got promoted two layers of management in a single day. I had no idea what I was doing.
Said yes anyway. Figured it out as I went.
I began a new *high paying* career trajectory because I got in over my head.
Break it: One Friday, I got promoted two layers of management in a single day. I had no idea what I was doing.
Said yes anyway. Figured it out as I went.
I began a new *high paying* career trajectory because I got in over my head.
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10: Nice guys finish last, so be a dick.
Break it: Nice guys get more opportunities than assholes, period.
People wanted to work with me because I was a nice guy. I got promotions. Raises. Opportunities...
...that assholes in the office didn't get.
Break it: Nice guys get more opportunities than assholes, period.
People wanted to work with me because I was a nice guy. I got promotions. Raises. Opportunities...
...that assholes in the office didn't get.
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TL;DR
1: Be selfish
2: Strengths pay
3: It's your turn
4: Say yes
5: Pivot
6: Relax
7: Start now
8: Rock the boat
9: Jump in
10: Be nice
1: Be selfish
2: Strengths pay
3: It's your turn
4: Say yes
5: Pivot
6: Relax
7: Start now
8: Rock the boat
9: Jump in
10: Be nice
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Bonus 11: You gotta be lucky to succeed.
Break it: There's not much money to make in being a professional victim. There IS a lot of money to be made in cutting out the excuses and getting to work.
Life ain't fair. I get it.
Now get to work. That's $$$.
Break it: There's not much money to make in being a professional victim. There IS a lot of money to be made in cutting out the excuses and getting to work.
Life ain't fair. I get it.
Now get to work. That's $$$.