I became a millionaire in my 30s. No side hustles. No inheritance....
Steve · Millionaire Habits@SteveOnSpeed
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May 13, 2024
~2 min read
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I became a millionaire in my 30s. No side hustles. No inheritance. No tricks.
Here are 16 choices that made me rich.
1: I chose a high-paying career field (information technology), not liberal arts.
2: I cut out the losers. All you wanna do is drink? Bye.
Here are 16 choices that made me rich.
1: I chose a high-paying career field (information technology), not liberal arts.
2: I cut out the losers. All you wanna do is drink? Bye.
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3: I ignored the haters.
4: I never paid a single dollar in credit card interest in my life.
5: I was one of the first ones in the office, every day (this works more than you think).
4: I never paid a single dollar in credit card interest in my life.
5: I was one of the first ones in the office, every day (this works more than you think).
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6: I never watched the news. The news is built around negativity. That's not what makes us rich.
7: Rather than hating millionaires, I learned from them. I took notes. Rich people are great teachers.
8: I switched companies regularly. 15 to 20% raise every time. Easy money.
7: Rather than hating millionaires, I learned from them. I took notes. Rich people are great teachers.
8: I switched companies regularly. 15 to 20% raise every time. Easy money.
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9: Exploited my 9 to 5. Got in early. Invested. Never complained. I got promotion after promotion.
10: Automated everything. Investing. Savings. Bill paying. Everything was on auto-pilot.
11: I didn't care if my neighbor bought a BMW. I refused to keep up with their debt.
10: Automated everything. Investing. Savings. Bill paying. Everything was on auto-pilot.
11: I didn't care if my neighbor bought a BMW. I refused to keep up with their debt.
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12: I stopped the bar runs. Booze ain't cheap. Booze at bars is worse.
13: I prioritized well. Health > Family > Wealth. Without the first two, the third is meaningless.
14: I said "yes" to every opportunity, even if I didn't know how to do it. I figured it out along the way.
13: I prioritized well. Health > Family > Wealth. Without the first two, the third is meaningless.
14: I said "yes" to every opportunity, even if I didn't know how to do it. I figured it out along the way.
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15: My wife and I had "money talks" every day. We'd walk the dogs after dinner and talk money.
16: Index funds. No day trading. No picking and choosing stocks. Index funds = Easy button to getting rich.
16: Index funds. No day trading. No picking and choosing stocks. Index funds = Easy button to getting rich.
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If you dig this thread, please RT the first tweet. It helps me and it helps you spread money intel that's much needed out there.
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"But Steve, enjoying a few drinks isn't a bad thing!"
Of course it's not.
Re-read what I wrote. If "all you wanna do is drink"...that's different than having a few drinks at the end of a productive work week.
Of course it's not.
Re-read what I wrote. If "all you wanna do is drink"...that's different than having a few drinks at the end of a productive work week.
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"But Steve, you can get rich being a liberal arts major".
Of course you can. I know several.
But, the numbers don't lie. And, this is MY story, not a one-size-fits-all rulebook for getting rich.
My story.
Of course you can. I know several.
But, the numbers don't lie. And, this is MY story, not a one-size-fits-all rulebook for getting rich.
My story.
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"But Steve, it seems like all you love is money. I'm bigger than that".
I love money. Wanna know what I love more?
Never worrying about it. Controlling my day. Not working for mindless bosses.
I love freedom.
Money provides freedom. You're not "Bigger" than that.
I love money. Wanna know what I love more?
Never worrying about it. Controlling my day. Not working for mindless bosses.
I love freedom.
Money provides freedom. You're not "Bigger" than that.
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It doesn't matter who you are or where you come from, you can do this.
Don't focus on $1 million.
Focus on improving yourself 1% every day. Little things add up.
- Ditch the news
- Start working out
- Befriend successful people
Work smart. Believe in yourself.
It works.
Don't focus on $1 million.
Focus on improving yourself 1% every day. Little things add up.
- Ditch the news
- Start working out
- Befriend successful people
Work smart. Believe in yourself.
It works.