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WARNING: Housing defaults have skyrocketed This is unlike anything we’ve seen in a decade A thread 🧵
2/ The Fed had been on an unprecedented hiking cycle Taking rates from near 0% to 5.5% in just 1.5 years Ensuring tight monetary policy in the process
3/ High rates have negatively impacted the housing market Given the high rate sensitivity of the sector
4/ During the recent hiking cycle, 30-year mortgage rates broke out a key downtrend line It rose from 2.65% to a high of around 8% And is still around 7%
5/ Elevated rates made the housing market very unaffordable Homebuyer affordability fell to the lowest levels in 35 years And still remains at very low levels
6/ Mortgage demand also plummeted As high borrowing costs caused demand destruction
7/ Rising unaffordability + high inflation put pressure on consumers Who have started defaulting rapidly Delinquency rate for multifamily housing has hit levels unseen in a decade
8/ Even now, people don’t feel like buying homes Buying conditions have collapsed, reaching levels only seen 2 times since 1960: - 1974 - 1981
9/ Until rates become cheaper again or consumers' financial conditions improve, housing pressure is likely to remain At Bravos Research, we’re staying patient We want to see real bottoming signals before we add trades in the Real Estate sector
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11/ We’ve been guiding our clients through this market volatility Achieving 85 winning positions (out of 129) in just the last year With an avg profit of 16.65% and avg loss of just 3.67% Try our service with a 30% DISCOUNT that ends soon! <a target="_blank" href="https://bit.ly/BravosResearch" color="blue">bit.ly/BravosResearch</a>
12/ Thanks for reading! If you enjoyed this thread, please ❤️ and 🔁 the first tweet below And follow @bravosresearch for more market insights, finance and investment strategies <a target="_blank" href="https://x.com/bravosresearch/status/1914364450196381903" color="blue">x.com/bravosresearch…</a>