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I'm 43. If you're still in your 20s (or 30s), read this:
1. The compounding effect of doing the same thing over and over for a long period of time is a force of nature. Learn how to compound. 2. Learn how to be comfortable with being uncomfortable. Wealth doesn't accrue to people solving easy problems.
3. As soon as you hit your 30s, you’ll understand. Your 20s actually suck. If you feel like it sucks right now, guess what? It’s supposed to. It gets better. 4. It is very hard to change the world when you are broke. So don't apologize for wanting wealth.
5. In your 20s: Meet everyone. Say yes to everything. You narrow the field later. 6. Do it all. Because you’ll die eventually, and life will make you slow down. But up until then, do all the things. You are in risk-on mode.
7. The most lucrative things you can do in your 20s: 1) learn how to invest, 2) learn the mindset of wealthy people, and 3) learn how to build companies. 8. Not everyone will want to be your friend but that’s a good thing.
9. Never buy to impress. Being wealthy > looking wealthy… even when that first 5-figure check hits your account. 10. The most important question you can ask yourself often: Does this bring me energy? Can I be obsessed over this thin?
11. Do favors, don’t take them. There’s often a hidden price. 12. Work for a company that rewards outcomes not hours. Winning > running really hard for a really long time.
13. Where you live during your 20s matters. Take some time away from your hometown. Go to where people do what brings you energy. 14. If you feel cynical about the world… I don’t blame you. But always remember the number one superpower for your generation is hope.
15. Learn how to grind out solutions to hard problems with other people. A small team with sleepless nights and shared goals is a powerful thing. 16. Touch grass. A walk outside will be better for your brain than anything you find on a screen.
17. Burnout doesn’t come from working too hard. Burnout comes from working too hard on things that don’t light you up. 18. Learn how to save. But understand that saving isn’t what makes you rich. Owning companies is.
19. If you want to make more money, be more useful to people who have more money. 20. You must learn to be disliked or you will find yourself stuck in a prison of other people's beliefs.
21. Most successful people I've met aren't that smart. They move fast, they take risk, they work a lot. That's it. 22. Being rich is awesome. Anyone who tells you otherwise is lying to you.
23. Do something hard every day. Then watch that “something” evolve as you become stronger and stronger. 24. If you haven’t done it, you just have an opinion.
25. Marrying well is the biggest life hack of all. Marrying poorly is a costly path to misery. Choose wisely. 26. Being married is not actually hard, being yourself is.
27. If you’re not weird, you’re probably boring. 28. Do something for someone else. Suffer for the sake of another, you’ll become a better version of yourself.
29. "Don’t recreate the wheel" is the best advice no one takes. 30. Working smarter, not harder, is a beautiful lie. You will not know how to work smart until you've worked very hard for an irrationally long time.
31. Don’t lead with your pain, victimhood is a choice. 32. Take notes from old people: Waking up early, being married, reading books, going to bed at 10 pm, and drinking less is amazing.
33. There is nothing wrong with finding the exit. 34. Read everything, question everything you read. 35. Underrated superpower: Just dumb enough to believe in yourself, just smart enough to execute.
36. The more you do hard things, the more you'll get what you want. 37. If old you doesn’t make you cringe, you haven’t grown enough.
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