@InvestmentBook1: If I could go back: what I’d t...

If I could go back: what I’d tell my younger self about money & investing 🧵

1️⃣ Don’t chase quick returns

Compounding doesn’t work on excitement, it works on patience

The sooner you accept that, the sooner you’ll actually build wealth

2️⃣ Your savings rate matters more than your stock picks

You can’t control the market

But you can control how much you save, how regularly you invest, and how long you stay in the game

3️⃣ The goal isn’t to beat others — it’s to stay in the game longer than most

Survival > Outperformance

4️⃣ Never invest in something you don’t understand

If you can’t explain it to a 10-year-old, you shouldn’t put your money in it

5️⃣ Learn the difference between price and value early

Price is what you pay
Value is what you get
And the market often confuses the two

6️⃣ Avoid lifestyle inflation

Every time your income rises, don’t increase expenses, increase investments

Freedom feels better than luxury

7️⃣ Keep your circle of competence small, but your curiosity big

You don’t need to know everything — just what matters.

8️⃣ Don’t ignore psychology

Markets run on emotions

The best investors manage their mind, not the market

9️⃣ Wealth isn’t how much you earn, it’s how long you can live without working

Focus on time freedom not just money

🔟 And finally…

Don’t be in a hurry

Compounding needs time, not timing

The earlier you start and the longer you stay, the luckier you’ll look