@Tim_Denning: I studied finance and worked i...

I studied finance and worked in a top tier bank.

It took me 10 years to learn what I’m about to tell you in 2 min:

1. Real wealth is free time, not a Lambo.

2. Investing in index funds is the slowest way to build wealth

• Gurus preach it because it's easy
• Returns don't factor in currency debasement
• Returns often ignore taxes payable

If you choose this option you guarantee you'll be stuck struggling until 65.

3. Raising money from investors is an art

• Sell them on how they get an ROI
• They don't give a f*ck about ideas
• They buy into ideas that already have traction
• They will laugh if you ask them to sign an NDA
• Statistically you're highly unlikely to raise money
• Expect to talk to at least 100 investors

This is why most people should run a one-person business or work a job.

4. Live through a crash as an investor before you think you’re too smart.

- 2008 wiped out lots of people.
- So did the 2021 market crash.

Everything seems fine until you get a margin call.

Most people are over-leveraged.

5. High-net-wealth individuals are all business owners

• Not authors
• Not 9-5 employees
• Not newsletter writers

They own real businesses with real customers

6. Rich people can sell their way out of anything

- They sell their mission
- They can sell an idea
- They sell on social media
- They sell banks on lower interest rates

Learn how to sell or you'll never be wealthy

7. Too much debt equals enormous stress

* You can't sleep well
* You can't take time off
* You can't take risks

This leads to deep unhappiness.

8. Move away from the inner city

• Lowers your timeframe to financial freedom
• Gets you closer to nature
• Better for raising a family

The best way to do it is either:

• Get a remote job
• Start a digital business

9. A lack of money becomes a mental illness

- Stuck in survival mode
- Obsessed about prices
- Seeing investments as expenses

The solution is to make more money. This is done by upgrading skills & using the internet/AI.

10. Bitcoin isn't a scam

• Ray Dalio owns it
• Paul Tudor Jones owns it
• Elon Musk owns it

All the major banks now trade it. Why?

• Store of value
• Limited in supply
• Been around since 2009
• Digital & fast to move

Everyone should own some.

11. The point of working in finance is to get out of finance

It's an industry that teaches you about business.

The smartest people get in, learn lots, then escape & build something they 100% own.

12. Wealthy people invest money with other people to save time & solve problems fasters

Every month they don't solve a $100K problem costs them $100K a month.

They value speed over saving money.

13. Climbing the corporate ladder is mostly about playing politics

That's why many people give up the rat race

• Boring
• Insufferable
• Constant layoffs
• Big egos, small d*cks

Rare you'll find a happy person climbing the corporate ladder. Get the hell out.

14. Banks are only concerned with how they will get their money back if you default on your loan

They don't care if your idea makes money.

That's why most loans are secured by property. If you don't pay them back they take your house.

15. “Rich people get paid by the project and pay by the hour” – Naval

• Being paid by the hour is the worst form of compensation. There are only 24 hours in a day.

• Find ways to solve big problems that take a little time to fix.

Find ways to get paid for outcomes.

Speaking of building a business.

Here’s how I took my stagnant 5-figure digital business and scaled it to a 6-figure per month cash cow

Grab your copy here: timdenning.com/6figure-1offer/